Here are a few tips to help save on your year-end real estate taxes. 

Today we have some year-end real estate tax tips to share with you. We’re coming up to the end of the year, so these tips should help save you some money. Don’t worry; we’ll keep it simple and stay out of the technical details.
In the next few weeks, you should get your end-of-year mortgage statement, which shows how much interest you’ve paid. If you’re itemizing your taxes, give this to your accountant, and they should be able to get you some benefits.
Since COVID hit, many people are working from home. If you have a dedicated home office or workspace, there may be a tax deduction that you can take. You should reach out to your tax professional if this applies to you.
If you’ve bought or sold real estate this year, start looking for those closing statements. Your accountant will request those documents to make sure you’ve itemized all the expenses that can be wr ...

Have yourself a merry little Christmas and a wonderful New Year’s!

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I hope you had a wonderful 2020, all things considered. It’s been a unique year for nearly every one of us (to say the least), but we’re thankful that it’s also been a phenomenal one for the real estate world. In fact, despite all the craziness that unfolded in the world, we managed to do better this year than almost any other year in the past, and for that, we thank you.
Thank you for your business, and thank you for sending over referrals. It’s been an honor to serve your friends, family, colleagues, and fellow community members. We want to wish you and your loved ones a very merry Christmas, joyous holiday season, and prosperous new year. We’re excited for 2021 and the prospect of helping even more buyers and sellers accomplish their real estate goals.
If you’re considering makin. ...

Here’s why current mortgages rates hover around 3.5%, not 0.5% or 2.5%.

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Oftentimes, people will wonder why mortgage rates don’t follow suit when the fed funds rate drops significantly—as was the case at the onset of the COVID-19 pandemic and our current recession. The truth is, in today’s market, mortgage rates are not determined by the fed funds rate.
Though not calculated on the fed funds rate, mortgage rates do align closely with the 10-year Treasury yield. If you look at the history of the 10-year Treasury, you’ll notice that that yield tends to be about 2% lower than mortgage rates.
Back in 2007, when we saw the market crashing, mortgage rates were at 6.5% to 7%, and the Treasury yield was at 4.5% to 5%. It took a couple of years for the Fed to step in and start buying Treasury bonds, which caused the rates to go down.
 
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The 10-year Treasury ! ...

Despite all the economic turbulence caused by the coronavirus, it's been business as usual for real estate.

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How is the coronavirus affecting the real estate market? Sales-wise, it’s been business as usual, and we haven’t seen a drop-off in prices either so far. The same can be said on the mortgage side of things. Part of the government’s $2 trillion-dollar stimulus package involves them buying down rates, which makes now a great time to buy or refinance. ...

In today's market, real estate transactions can move really quickly. In fact, we got some of our recent listings under contract in less than one week. However, these decisions can also take quite some time when our clients have different life factors that influence that decision. 
But that's ok with us. We stick by our clients throughout the whole process, even if they are years away from buying or selling. Take it from Kathy, who recently said this on our Facebook page: "Rob Hale stayed in touch with us for over a year and a half until we were ready to sell our home, and we appreciated his time to keep in contact with us."

We just got a different client under contract whom we had originally met with two years ago. We gave them some advice on how they could update their home, knowing they would sell within a few years. And it worked! They have been able to enjoy their updated home, and also see it quickly go under contract once they were ready to sell.
Having longevity i8 ...